Paying Your Balance

Payment and financing resources are available to help you fund your investment in a STLCOP education.

Deferred Payment Plan: A Flexible Budget Option

STLCOP offers a deferred payment plan, which allows students to pay for their per-semester costs via four monthly payments. Twenty-five percent of the total tuition, fees, and housing costs for the semester is due two weeks prior to the start of the semester. The remaining 75 percent is paid in three installments.

PDF Icon Download a Sample Deferred Payment Plan

Fall Payment Schedule

  • Payment 1: Due two weeks prior to the start of the semester
  • Payment 2: Sept. 15
  • Payment 3: Oct. 15
  • Payment 4: Nov. 15

Spring Payment Schedule

  • Payment 1: Due two weeks prior to the start of the semester
  • Payment 2: Feb. 15
  • Payment 3: March 15
  • Payment 4: April 15

It is the student’s responsibility to make sure payments are remitted on time. If a payment is not made, a finance charge of one percent per month for the unpaid balance will be assessed, with a minimum charge of $15.

Plus Loans

PLUS Loans are federal loans available to parents of dependent students and to graduate students. PLUS loan applications should be completed no earlier than June 1 for academic years beginning in August. PLUS loans have a 6.31% fixed rate and a deferred repayment option.

Visit to learn more and apply for PLUS loans.

Private Student Loans

Private Student Loans may be borrowed by students from a private lender like a bank or credit union. Students are much more likely to be approved for and receive a better interest rate on private loans when applying with a cosigner. A list of private lenders used by STLCOP students is available on the College's FastChoice website, however students are not restricted to the lenders on the list. Some private loans have deferred repayment options.

Learn more about other financial aid resources.